1.1 Application of Agreement. This Agreement applies whether (a) you access the Payment Service using any service, website or application (collectively, “Application”) of a third party, or (b) you make payments or you initiate payments on behalf of other clients through an Application.
1.2. Agreement Structure. This Agreement incorporates, and you accept and agree to, the following: (a) the General Terms of this Agreement (the “General Terms”), and (b) the engagement letter you have with us or any other arrangement between you and us for the provision of services (collectively, your “Engagement Agreement”), including any payment services addenda, as applicable, entered into between you and us.
1.3. Amendment. We may modify this Agreement at any time. We will provide you with notice of any modification to this Agreement. The modification will become effective upon the earlier of communicating it to you, and you will be deemed to accept the modification if you use the Payment Service after it has been posted. If you do not accept a change to this Agreement, your sole remedy is to contact us and close your account. Except as expressly provided above, no modification or amendment of this Agreement will be binding on us unless set forth in a writing signed by us.